| Q. |
Is
my credit rating and bank information confidential? |
| A. |
ABSOLUTELY!
Your credit rating and banking information is confidential
between you and your Lender. |
|
|
| Q. |
Then
if my credit and bank information is confidential, how do you know if I
am qualified to buy Real Estate and for how much? |
| A. |
We
will require an Approval Letter from your Lender.
The Approval letter will tell us how much you are qualified for.
It will also tell us how much of a down payment you will be
coming in with (if any at all). |
|
|
| Q. |
How
do you get the Approval Letter? |
| A. |
All
We need is your Lender information.
We’ll work with you lender to obtain the Approval Letter. |
|
|
| Q. |
What
if I am not approved yet? |
| A. |
We
will help you identify a lender that can work with you. |
|
|
| Q. |
What
if I cannot get approved for a loan to buy a home? |
| A. |
We
will personally work with you to help improve your credit rating. |
|
|
| Q. |
Is
my Real Estate transaction confidential? |
| A. |
Real
Estate transactions are public records. However, we choose to keep
all information in a transaction confidential.
We will not divulge information about a transaction that we am
the representing Realtorâ. |
|
|
| Q. |
What
areas do you do Real Estate in? |
| A. |
We
are members of the Central Valley Association of Realtorsâ
(CVMLS),
MetroList, the Bay East Association of Realtorsâ
(BEAR) and Multiple Listing Service Alliance. I can represent you
in the Counties of:
Alameda, Contra Costa, El
Dorado, Merced, Monterey,
Placer, Sacramento, San Benito, San Francisco, San
Joaquin, San Mateo, Santa Clara, Santa
Cruz, Solano, Stanislaus and Yolo. |
|
|
| Q. |
If
the county I am conducting a Real Estate transaction in is not listed
above, how can you be of any assistance? |
| A. |
We
have a network of Real Estate Agents that are qualified to represent
you. No matter where you
are conducting a Real Estate transaction, we can put you in touch with a
qualified Realtorâ. |
|
|
| Q. |
What
types of Real Estate do you do business with? |
| A. |
We
work with first time homebuyers as well as experienced investors.
We am licensed to deal with most any type of transaction.
Our license allows us to deal with single-family residence
as well as multiple family residence (i.e.: duplex, triplex and fourplex).
We can also represent you with commercial transactions such as an
apartment complex or business. |
|
|
| Q. |
Does
the property I want to buy have to be listed by your company? |
| A. |
No,
absolutely not. If the
property is for sale, we can represent you.
It does not matter who the listing Agent or Company is.
We have access to every listing with every agent at every
company. |
|
|
| Q. |
What
about new homes in a new development? |
| A. |
We
can also represent you when you are buying a new home. |
|
|
| Q. |
Are
there any requirements when it comes to new homes? |
| A. |
Yes,
only one. We must be
present with you the first time you visit the sales office at the new
development. Otherwise,
we cannot represent you as your Realtorâ
and offer our services with that developer. |
|
|
| Q. |
What
about fees? How much is it
going to cost me to buy property? |
| A. |
Nothing.
Our fees when representing the Buyer are absolutely nothing. |
|
|
| Q. |
How
much are my fees when selling property? |
| A. |
Typically,
our Broker requires the fee to be 6% of the sales price. Fees are
not set by law and can be negotiated. |
|
|
| Q. |
Are
there any other fees when listing a property? |
| A. |
Not
with us. Other Agents may
charge additional fees for Marketing & Advertising, Escrow
Coordinator, Filing and/or Errors & Omissions.
Those are just a cost of doing business that should not be passed
onto the client. The agreed
upon commission mentioned above is the only fee charged, nothing more. |
|
|
| Q. |
Why
should I hire a Realtorâ? |
| A. |
While
every Agent must be licensed by the state of California to conduct a
real estate transaction, only Realtorsâ
subscribe to a code of ethics mandated by the NAR. |
|
|
| Q. |
What
can I expect when hiring a Realtorâ? |
| A. |
Honesty
and integrity! It is
expected for a Realtorâ
to uphold a fiduciary responsibility towards the client at all times. |
|
|
| Q. |
How
do I contact you? |
| A. |
Our
contact information is:
Regency
Real Estate
2680 Tracy Blvd.
Ste. 1
Tracy, CA 95376
|
